
Eskhata Bank
Local Card
HUMODebit card
HUMO
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Holder
Eskhata
Type
DEBIT
Description
Bank Eskhata's local debit card for domestic payments in Tajikistan. Issued free of charge in personalized (5-year) and non-personalized (18-month) variants, including with a custom design. Cash withdrawals at bank ATMs up to 10,000 somoni per month — free.
Service conditions
- Payment system
- HUMO
- Card type
- Debit card
- Service fee
- Free
- Withdrawal (own bank)
- Free
- Withdrawal (other bank)
- 1%
- Multicurrency
- No
- Contactless payment
- Supported
- Push notifications
- Free
- Overdraft
- No
- Age
- from 18 years
Pros & Cons
Advantages
Completely free issuance and maintenance, zero insurance deposit; a custom design version is available (40 somoni bank design, 60 somoni client design)
Payments at trade points — 0%; cash withdrawals at bank ATMs up to 10,000 somoni per month free of charge
Disadvantages
Card is for domestic use only — not accepted abroad; withdrawals above 10,000 somoni per month incur a 0.5% fee
Supported currencies
TJS
Account replenishment
Bank branchATM
HUMO
Debit card
Service feeFree
Withdrawal (own bank)Free
OverdraftNot available
Digital payments
Google Pay
Apple Pay
NFC

Bank
Eskhata Bank