Terms of Use
January 1, 2026
Contents
These Terms of Use govern the use of the Finasia website (Finasia.tj). By using the website, you confirm that you have read these Terms and accept them in full.
1. General Provisions
Finasia is an independent information service designed to familiarize users with financial products and services of banks, MFOs and other financial organizations of the Republic of Tajikistan.
The website is not a financial institution, bank, broker or financial advisor. All information is published solely for informational and educational purposes.
These Terms may be updated unilaterally. The current version is always available at Finasia.tj/terms. Continued use of the website constitutes acceptance of the changes.
2. Service Description
Finasia provides the following features:
- Comparison of banks, MFOs and other financial organizations in Tajikistan
- Viewing and comparing terms of loans, deposits, credit cards, mortgages and auto loans
- Live exchange rates (USD, EUR, RUB, CNY) from the NBT and commercial banks
- Financial news and glossary of terms
- Informational materials for making informed financial decisions
The service is provided free of charge to all visitors of the website.
3. Disclaimer
Information on the website is for informational purposes only and does not constitute financial advice, an offer, or an inducement to enter into financial transactions.
Finasia is not liable for:
- Decisions made by the user based on information from the website
- Losses arising from the use or inability to use the website
- Inaccuracies in data caused by financial organizations changing conditions without notifying Finasia
- Actions or inactions of financial organizations presented on the website
- Website downtime caused by technical reasons or force majeure circumstances
4. Accuracy of Information
We strive to keep data about banks, rates and product conditions up to date. However, financial product conditions may change without prior notice from financial organizations.
Before making a financial decision, we recommend:
- Verify current conditions directly with the bank or MFO before submitting an application
- Read the contract carefully before signing
- If necessary, consult an independent financial advisor
- Check the license of the financial organization on the National Bank of Tajikistan website
5. Website Usage Rules
When using the website, it is prohibited to:
Violation of the rules may result in restriction of access to the website.
6. Intellectual Property
All materials on the Finasia website — texts, design, logo, structure, source code — are objects of intellectual property and are protected by the legislation of the Republic of Tajikistan.
Permitted:
- Viewing and using website information for personal non-commercial purposes
- Sharing links to website pages on social networks and messengers
- Quoting website materials with mandatory attribution to the source (Finasia, Finasia.tj)
Without written consent from Finasia, it is prohibited to:
- Fully or partially copying content for commercial use
- Creating mirror sites or aggregators based on Finasia materials
- Using the Finasia brand, logo or corporate identity
Bank logos and trademarks belong to their respective owners and are used on the website for informational purposes.
7. Third-Party Websites and Resources
The website contains links to official websites of banks, MFOs and other financial organizations. By following these links, you leave the Finasia website.
Finasia is not responsible for the content, privacy policy, quality of service and accuracy of information on third-party resources. Any transactions with financial organizations are made by the user independently and directly with those organizations.
8. Agreement Changes
Finasia reserves the right to make changes to these Terms at any time without prior notice. The current version is always published on this page with the date of the update. If you do not agree with the changes — stop using the website.
9. Governing Law
These Terms are governed by the legislation of the Republic of Tajikistan. All disputes arising in connection with the use of the website shall be considered by the courts of the Republic of Tajikistan in accordance with the applicable procedural law.
10. Contacts
For questions related to these Terms, please contact us: