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Loans in Tajikistan
Compare loan offers from all banks and MFOs — find the best deal in minutes
79offers
Consumer Loans
Showing 20 of 79 offers
Alif Bank
Salom Card — Installment
—
per year
до 1
max. amount
up to 2 года
TJS Online
More than 3,000 partner stores across Tajikistan and online
Fully online via Alif Mobi — no office visit, processing in minutes
Freedom Bank Tajikistan
Digital Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
Approval in 10 minutes — the fastest consumer loan among Tajikistan banks
No bank visit — the entire process via the Freedom Bank app with biometrics
Tawhidbank
Murabaha — Consumer Financing
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
Halal financing without riba — strict compliance with sharia norms
Fixed markup — the overpayment amount is known from day one, with no hidden fees
Spitamen Bank
Installment Purchase
—
per year
до 25 тыс.
max. amount
up to 1 год
TJS
0% overpayment for the buyer — installment with no hidden fees or interest
Wide assortment: appliances, electronics, furniture — at partner sellers
Eskhata Bank
Goods on Credit
до 30%
per year
до 30 тыс.
max. amount
up to 3 года
TJS
0% rate at partner stores — installment without overpayment
No collateral or guarantors, decision in 1 business day
International Bank of Tajikistan
Summer Promotion Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
Special promotional terms — opportunity to get a loan on better terms than the standard lineup
Online application through the bank's website without a branch visit at the submission stage
Oriyonbank
Sayohat (Travel)
—
per year
до 1
max. amount
up to 1 мес.
TJS
Targeted loan for tourism expenses — convenient for vacation planning
Wide Oriyonbank branch network for convenient processing across all of Tajikistan
Dushanbe City Bank
Dastras
—
per year
до 50 тыс.
max. amount
up to 1 мес.
TJS Online
Fully online via DC NEXT app — no office visit required
Interest-free period up to 30 days at partners — ability to use money for free
Oriyonbank
Orion
—
per year
до 1
max. amount
up to 1 мес.
TJS
Preferential terms for teachers, doctors, women entrepreneurs, and military personnel
One of the oldest and largest banks in Tajikistan with a wide branch network
Bank Arvand
Dastgiri Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS
Wide range of accepted collateral: real estate, vehicles, equipment
Early repayment without penalties or extra commissions
Commerce Bank of Tajikistan
Loan for Doctors and Teachers
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
Special preferential terms for public sector workers — medical staff and teachers
Confirmed income at the workplace reduces the bank's risks — favorable rates are possible
Dushanbe City Bank
Goods on Installment
—
per year
до 1
max. amount
up to 2 года
TJS
0% rate at partner stores — installment without overpayment
No collateral or guarantors, repayment via DC NEXT app
Dushanbe City Bank
Lombard Loan
—
per year
до 1 млн
max. amount
up to 1 мес.
TJS
Only passport and gold — no income proof needed, loan in 15 minutes
Large amount up to 1,000,000 somoni — high limit for secured loan
Commerce Bank of Tajikistan
Favri Digital Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
100% remote via the Favri app — without a branch visit
Unified ecosystem: loan + deposit + transfers + bill payments in one app
Humo Bank
Takhsil Education Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
Targeted education loan — specifically for paying for studies at universities in Tajikistan and abroad
Humo — large MFO with a wide network throughout Tajikistan — convenient to receive in any region
Agroinvestbank
Agricultural Sector Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS
Historically — one of Tajikistan's largest banks specializing in financing cotton farming and agro-industrial complex
Alif Bank
Cash Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS Online
Fully online via Alif Mobi — without documents and office visit
Instant credit to Alif card after approval
Oriyonbank
Zarina
—
per year
до 1
max. amount
up to 1 мес.
TJS
No income certificate required — passport and gold jewelry are sufficient
Available to all citizen categories regardless of place of employment
Oriyonbank
Deposit-Secured Loan
—
per year
до 1
max. amount
up to 1 мес.
TJS
Deposit is not broken — continues to accrue interest during the loan period
Minimum document package and lower rate compared to unsecured loans
How to Choose a Loan in Tajikistan
What to Look for When Choosing a Loan
The main parameter is the annual interest rate: the lower it is, the less you overpay. Also pay attention to the maximum loan amount, the term, and any hidden origination or early repayment fees. Use the filters on this page to quickly find the right offer.
Banks vs MFOs in Tajikistan: What's the Difference
Banks offer lower interest rates and a wider range of products but have stricter borrower requirements. MFOs approve loans faster with minimal paperwork, though rates are usually higher. Finasia has gathered offers from all banks and MFOs in Tajikistan in one place so you can compare and choose the best option.