HomeCredit CardsVisa Gold Card
Eskhata Bank
Eskhata Bank

Visa Gold Card

VISADebit card MulticurrencyRecommended
VISA
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Holder
Eskhata
Type
DEBIT

Description

Bank Eskhata's international Visa Gold debit card — for purchases, service payments and cash withdrawals worldwide. First year maintenance is free, from the second year — 3 TJS/month or free with non-cash payments of 200+ TJS/month. 3% p.a. interest on card balance, no insurance deposit required.

Service conditions

Payment system
VISA
Card type
Debit card
Service fee
Free
Withdrawal (own bank)
Free
Withdrawal (other bank)
2%
Multicurrency
Yes
Contactless payment
Supported
Push notifications
Free
Overdraft
No
Age
from 18 years

Pros & Cons

Advantages
First year maintenance is free; from year two — 3 TJS/month or free with 200+ TJS/month in non-cash payments; no insurance deposit required
3% p.a. interest on card balance; automatic currency conversion when paying abroad; accepted worldwide
Card management via Eskhata Online app: payments, transfers, real-time expense monitoring
Disadvantages
Cash withdrawal fee at other banks' ATMs — 2% (minimum 4 USD); at own ATMs — 0.5%

Supported currencies

TJSUSD

Account replenishment

Bank branchATM
VISA
Debit card
Service feeFree
Withdrawal (own bank)Free
OverdraftNot available
Digital payments
Google Pay
Apple Pay
NFC
Eskhata Bank
Bank
Eskhata Bank