Tawhidbank
Sabz Credit Card
HUMOCredit cardRecommended
HUMO
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Holder
Tawhidbank
Type
CREDIT
Description
The Sabz Islamic credit card from Tawhidbank is a unique financial product with no interest charges. Instead of an interest rate, a one-time annual fee (ujra) of 750 somoni is charged, in compliance with Islamic finance principles. Clients may receive financing multiple times within a year subject to creditworthiness.
Service conditions
- Payment system
- HUMO
- Card type
- Credit card
- Service fee
- 750 TJS/year
- Withdrawal (own bank)
- —
- Contactless payment
- No
- Age
- from 18 years
Pros & Cons
Advantages
Islamic product with no interest — instead of a rate, a one-time annual fee (ujra) of 750 somoni is charged, no interest accrues on the balance
Ability to receive financing multiple times within the year after paying the one-time fee — subject to creditworthiness
Free SMS notifications, free card reissuance and PIN code recovery
Disadvantages
High one-time issuance and maintenance fee — 750 somoni per year, charged regardless of the financing amount used
HUMO
Credit card
Service fee750 TJS/year
Withdrawal (own bank)—
Digital payments
Google Pay
Apple Pay
NFC
Bank
Tawhidbank