Alif Bank
Muhlatnok Deposit
Islamic term deposit Muhlatnok at Alif Bank with up to 15% annual yield in somoni. Term 6–12 months, minimum from 1 somoni. Top-ups allowed in first 3 months. Interest paid monthly on profit-sharing (mudaraba) basis.
OnlineTJSTerm
15%
annual rate
6 mo.–12 mo.
term
from 1 TJS
min. amount
Deposit conditions
| Interest rate | 15% per year |
| Term | 6 mo. – 12 mo. |
| Deposit amount | 1 – 500 000 TJS |
| Capitalization | None |
| Interest payment | Monthly |
| Deposit type | Term |
| Insured amount | 35 000 TJS |
Pros & cons
Advantages
- Up to 15% per year — one of the best TJS rates in Tajikistan
- Can be opened online via Alif Mobi app
- Top-up in first 3 months — build up the needed amount
Disadvantages
- Early closure annuls all accumulated income
Features
Top-up
Available
Partial withdrawal
Unavailable
Early closure
Available
Auto-renewal
Unavailable
Insured
Available
How to open
Opening methods
At branch Online
Required documents
- Passport
15%per year
Term6 mo.–12 mo.
Min. amountfrom 1 TJS
CurrencyTJS
Bank
Alif Bank
Bank profile →