Humo Bank
Sarchashma Deposit
Sarchashma savings deposit at Humo Bank in somoni with 16% annual yield. Minimum amount 10 somoni, maximum 1,000,000 somoni. Unlimited replenishment via terminals or the Humo Online app. Monthly interest payments. Non-burning interest — accrued interest is retained upon early closure. Deposit insured by the Deposit Insurance Fund (up to 35,000 somoni). 12% tax is withheld from accrued interest.
OnlineTJSSavings
16%
annual rate
12 mo.–24 mo.
term
from 10 TJS
min. amount
Deposit conditions
| Interest rate | 16% per year |
| Term | 12 mo. – 24 mo. |
| Deposit amount | 10 – 1 000 000 TJS |
| Capitalization | None |
| Interest payment | Monthly |
| Deposit type | Savings |
| Insured amount | 35 000 TJS |
Pros & cons
Advantages
- Non-burning interest — accrued interest is not lost upon early closure
- Unlimited replenishment via terminals and Humo Online app
- Monthly interest payout to card — regular passive income
Disadvantages
- 12% tax on interest — effective yield is lower than the stated 16% rate
Features
Top-up
Available
Partial withdrawal
Unavailable
Early closure
Available
Auto-renewal
Unavailable
Insured
Available
How to open
Opening methods
At branch Online
Required documents
- Passport
16%per year
Term12 mo.–24 mo.
Min. amountfrom 10 TJS
CurrencyTJS
Bank
Humo Bank
Bank profile →