
Humo Bank
Sarchashma Deposit (USD)
Sarchashma savings deposit at Humo Bank in US dollars with 5% annual yield. Minimum amount 1 dollar. Unlimited replenishment, non-burning interest — accrued interest is retained upon early closure. Monthly interest payments. Deposit insured by the Deposit Insurance Fund. 12% tax is withheld from accrued interest.
OnlineUSDSavings
5%
annual rate
12 mo.–24 mo.
term
from 1 USD
min. amount
Deposit conditions
| Interest rate | 5% per year |
| Term | 12 mo. – 24 mo. |
| Deposit amount | from 1 USD |
| Capitalization | None |
| Interest payment | Monthly |
| Deposit type | Savings |
| Insured amount | 35 000 USD |
Pros & cons
Advantages
- Foreign currency deposit protecting against somoni devaluation
- Non-burning interest — accrued interest is not lost upon early closure
- Entry threshold of 1 dollar — accessible for any amount
Disadvantages
- 5% annual rate — lower than somoni equivalents in the Tajikistan market
Features
Top-up
Available
Partial withdrawal
Unavailable
Early closure
Available
Auto-renewal
Unavailable
Insured
Available
How to open
Opening methods
At branch Online
Required documents
- Passport
5%per year
Term12 mo.–24 mo.
Min. amountfrom 1 USD
CurrencyUSD
Bank

Humo Bank
Bank profile →