Humo Bank
Sipos Savings Account
Sipos savings account at Humo Bank in somoni with up to 15.5% annual yield. Term up to 5 years (60 months), minimum amount 1 somoni. Designed for long-term capital accumulation. Deposit insured by the Deposit Insurance Fund (up to 35,000 somoni). 12% tax is withheld from accrued interest.
OnlineTJSSavings
15.5%
annual rate
1 d.–60 mo.
term
from 1 TJS
min. amount
Deposit conditions
| Interest rate | 15.5% per year |
| Term | 1 d. – 60 mo. |
| Deposit amount | from 1 TJS |
| Capitalization | None |
| Interest payment | at_maturity |
| Deposit type | Savings |
| Insured amount | 35 000 TJS |
Pros & cons
Advantages
- Minimum amount from 1 somoni — open to depositors with any budget
- Long-term horizon up to 5 years for maximum capital accumulation
- Deposit insured by the Deposit Insurance Fund for individuals
Disadvantages
- Rate up to 15.5% — below the flagship Sarchashma (16%); detailed conditions require clarification at the bank
Features
Top-up
Unavailable
Partial withdrawal
Unavailable
Early closure
Available
Auto-renewal
Unavailable
Insured
Available
How to open
Opening methods
At branch Online
Required documents
- Passport
15.5%per year
Term1 d.–60 mo.
Min. amountfrom 1 TJS
CurrencyTJS
Bank
Humo Bank
Bank profile →