HomeLoansConsumer Loan «For Necessary Needs»
Activ Bank
Activ Bank

Consumer Loan «For Necessary Needs»

TJS Featured
25–27%
per year
100K
max. amount
3 года
max. term

Description

Activ Bank consumer loan for household appliances, furniture, home repairs and event organizing. Maximum amount 100,000 somoni, term from 1 to 36 months. Rate from 25% in TJS for repeat clients, from 15% in USD. Collateral — real estate. Secured lending only.

Loan Conditions

Interest Rate
25–27%
Loan Amount
до 100 000
Loan Term
1 – 3 года
Payment Type
Annuity
Collateral
Required
Guarantor
Not required
Early Repayment
Allowed
Insurance
Not required
Disbursement Methods
Cash, To account

Pros & Cons

Advantages
Rate from 15% in USD — favorable option for borrowers with foreign currency income
Reduced rate 25% TJS / 15% USD for repeat clients — loyalty to returning borrowers
Disadvantages
Real estate collateral required — unsecured lending is not available at the bank

Borrower Requirements

Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked

Required Documents

Passport Income Certificate
25–27%
annual interest rate
Amountдо 100 000
Term1 – 3 года
CurrencyTJS
Payment TypeAnnuity
CollateralRequired
GuarantorNot required
Activ Bank
Bank
Activ Bank