13–16%
per year
20K
max. amount
1 год 6 мес.
max. term
Description
Installment purchase of goods from Commercebank Tajikistan through partner stores. Fixed total fee for the term: 4% for 3 months, 7% for 6 months, 10% for 9 months, 13% for 12 months, 20% for 18 months. Amount up to 10,000 somoni without guarantor (for state enterprise employees), from 10,001 to 20,000 somoni — with 1 guarantor.
Loan Conditions
- Interest Rate
- 13–16%
- Loan Amount
- 500 – 20 000
- Loan Term
- 3 – 1 год 6 мес.
- Payment Type
- Annuity
- Collateral
- Not required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Decision Time
- 24 hrs
- Disbursement Methods
- To account
Pros & Cons
Advantages
Fixed total fee for the term — no monthly interest accrual, easy to plan expenses
Up to 10,000 somoni without guarantor — for state enterprise and public sector workers
Disadvantages
Only through partner stores — cannot purchase from an arbitrary seller
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate
13–16%
annual interest rate
Amount500 – 20 000
Term3 – 1 год 6 мес.
CurrencyTJS
Payment TypeAnnuity
CollateralNot required
GuarantorNot required
Bank
Commerce Bank of Tajikistan