Description
Humo consumer loan for purchasing household appliances, repairs and holding celebratory events. Rate from 31% to 36% per annum in somoni. Amount from 800 to 50,000 somoni, term up to 36 months. Collateral — real estate. Late payment penalty 1%, issuance commission 1%.
Loan Conditions
- Interest Rate
- 31–36%
- Loan Amount
- 800 – 50 000
- Loan Term
- 1 – 3 года
- Payment Type
- Annuity
- Collateral
- Required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Disbursement Methods
- Cash, To card
Pros & Cons
Advantages
Wide range of purposes — renovation, appliances, celebrations: one product for different needs
Online application via Humo Online — without unnecessary office visits
Disadvantages
Rate 31-36% and real estate collateral — expensive loan requiring property as security
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate property_documents
31–36%
annual interest rate
Amount800 – 50 000
Term1 – 3 года
CurrencyTJS
Payment TypeAnnuity
CollateralRequired
GuarantorNot required
Bank
Humo Bank