HomeLoansDeposit-Backed Loan
International Bank of Tajikistan
International Bank of Tajikistan

Deposit-Backed Loan

TJS Online
от 8%
per year
100K
max. amount
3 года
max. term

Description

MBT loan secured by the borrower's own bank deposit. Rate from 8% per annum — the lowest in the bank's lineup. Amount from 1,000 to 100,000 somoni, term up to 3 years (36 months). The loan is secured by the borrower's deposit, allowing the bank to offer the minimum rate. No additional income verification.

Loan Conditions

Interest Rate
от 8%
Loan Amount
1 000 – 100 000
Loan Term
1 – 3 года
Payment Type
Annuity
Collateral
Required
Guarantor
Not required
Early Repayment
Allowed
Insurance
Not required
Disbursement Methods
Cash, To card

Pros & Cons

Advantages
Rate from 8% — the lowest rate among all MBT loans, available to deposit holders
Without income verification — having a deposit and passport is sufficient
Disadvantages
Requires an active MBT deposit — unavailable for clients without a bank deposit

Borrower Requirements

Age
from 18 to 65 years
Income Verification
Not required
Credit History
Checked

Required Documents

Passport
от 8%
annual interest rate
Amount1 000 – 100 000
Term1 – 3 года
CurrencyTJS
Payment TypeAnnuity
CollateralRequired
GuarantorNot required
International Bank of Tajikistan
Bank
International Bank of Tajikistan