от 25%
per year
150K
max. amount
4 года
max. term
Description
Spitamen Bank consumer loan for any personal needs. For new clients: up to 100,000 somoni for 36 months; for repeat clients: up to 150,000 somoni for 48 months. Rate 25% in TJS and 15% in USD. Collateral — movable or immovable property. Approval in 24-72 hours.
Loan Conditions
- Interest Rate
- от 25%
- Loan Amount
- 1 000 – 150 000
- Loan Term
- 1 – 4 года
- Payment Type
- Annuity
- Collateral
- Required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Decision Time
- 72 hrs
- Disbursement Methods
- Cash, To card, To account
Pros & Cons
Advantages
Increased limit up to 150,000 TJS for repeat clients and term up to 48 months
Rate 15% in USD — favorable for those with foreign currency income
Disadvantages
Property collateral required; loan is not issued without it
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate
от 25%
annual interest rate
Amount1 000 – 150 000
Term1 – 4 года
CurrencyTJS
Payment TypeAnnuity
CollateralRequired
GuarantorNot required
Bank
Spitamen Bank