от 25%
per year
300K
max. amount
3 года
max. term
Description
Spitamen Bank «Dastras» loan with an increased limit up to 300,000 somoni for up to 36 months. Rate 25% in TJS. Collateral — movable or immovable property. Suitable for large targeted expenses requiring significant amounts. «Dastras» means «accessible» in Tajik.
Loan Conditions
- Interest Rate
- от 25%
- Loan Amount
- до 300 000
- Loan Term
- 1 – 3 года
- Payment Type
- Annuity
- Collateral
- Required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Decision Time
- 72 hrs
- Disbursement Methods
- Cash, To account
Pros & Cons
Advantages
Limit up to 300,000 TJS — the largest consumer loan in Spitamen Bank's lineup
Suitable for major expenses: renovation, equipment, education, business needs
Disadvantages
Maximum 36-month term — less than the standard consumer loan (48 months)
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate
от 25%
annual interest rate
Amountдо 300 000
Term1 – 3 года
CurrencyTJS
Payment TypeAnnuity
CollateralRequired
GuarantorNot required
Bank
Spitamen Bank