—
per year
25K
max. amount
1 год
max. term
Description
Installment purchase from Spitamen Bank with no interest — 0% commission for the client. Maximum amount up to 25,000 somoni, term up to 12 months. Processing at partner sellers. Suitable for household appliances, electronics, furniture and other goods. The installment cost is paid by the retail outlet.
Loan Conditions
- Loan Amount
- до 25 000
- Loan Term
- 1 – 1 год
- Payment Type
- Annuity
- Collateral
- Not required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Disbursement Methods
- To account
Pros & Cons
Advantages
0% overpayment for the buyer — installment with no hidden fees or interest
Wide assortment: appliances, electronics, furniture — at partner sellers
Disadvantages
Partner stores only; maximum 25,000 TJS and term up to 12 months
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate
—
annual interest rate
Amountдо 25 000
Term1 – 1 год
CurrencyTJS
Payment TypeAnnuity
CollateralNot required
GuarantorNot required
Bank
Spitamen Bank