
от 22%
per year
100K
max. amount
2 года
max. term
Description
Consumer loan from Sanoatsodиrotbank (Industrial-Export Bank of Tajikistan) for individuals for personal needs. Rate from 22% per annum in somoni. Amount from 1,000 to 100,000 somoni, term from 3 to 24 months. Tajikistan citizenship and passport plus 2 additional documents required.
Loan Conditions
- Interest Rate
- от 22%
- Loan Amount
- 1 000 – 100 000
- Loan Term
- 3 – 2 года
- Payment Type
- Annuity
- Collateral
- Not required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Disbursement Methods
- Cash, To card
Pros & Cons
Advantages
Limit up to 100,000 somoni — sufficient for major consumer expenses
State bank with industrial specialization — reliable reputation and stability
Disadvantages
Rate from 22% — above the Tajikistan market average; maximum term 24 months
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate
от 22%
annual interest rate
Amount1 000 – 100 000
Term3 – 2 года
CurrencyTJS
Payment TypeAnnuity
CollateralNot required
GuarantorNot required

Bank
Sanoatsodirotbank