HomeLoansIjara — Islamic Leasing
Tawhidbank
Tawhidbank

Ijara — Islamic Leasing

TJS Online
per year
1
max. amount
1 мес.
max. term

Description

Tawhidbank Islamic leasing product on ijara principle: the bank purchases property (equipment, transport) and transfers it to the client for temporary use in exchange for lease payments. At the end of the term, the client may purchase the asset. The transaction contains no riba — the bank's remuneration is a rental fee, not interest on capital.

Loan Conditions

Loan Amount
до 1
Loan Term
до 1 мес.
Payment Type
Annuity
Collateral
Required
Guarantor
Not required
Early Repayment
Allowed
Insurance
Not required
Disbursement Methods
To account

Pros & Cons

Advantages
Flexibility: use the asset immediately, and purchase it only if desired at the end of the term
Lease payments instead of interest — sharia compliance for equipment and vehicle leasing
Disadvantages
Until purchase, the asset remains the bank's property — restrictions on asset disposal

Borrower Requirements

Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked

Required Documents

Passport Income Certificate employment_certificate
annual interest rate
Amountдо 1
Termдо 1 мес.
CurrencyTJS
Payment TypeAnnuity
CollateralRequired
GuarantorNot required
Tawhidbank
Bank
Tawhidbank