HomeLoansMurabaha — Consumer Financing
Tawhidbank
Tawhidbank

Murabaha — Consumer Financing

TJS Online Featured
per year
1
max. amount
1 мес.
max. term

Description

Islamic consumer financing from Tawhidbank on murabaha principle: the bank purchases goods or an asset at the client's request and resells with a fixed markup in installments. Riba (interest) is completely absent — only a transparent markup. The first and only sharia-compliant bank in Tajikistan.

Loan Conditions

Loan Amount
до 1
Loan Term
до 1 мес.
Payment Type
Annuity
Collateral
Not required
Guarantor
Not required
Early Repayment
Allowed
Insurance
Not required
Disbursement Methods
To account

Pros & Cons

Advantages
Halal financing without riba — strict compliance with sharia norms
Fixed markup — the overpayment amount is known from day one, with no hidden fees
Disadvantages
Specific markup rates and financing limits are confirmed individually at the branch

Borrower Requirements

Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked

Required Documents

Passport Income Certificate
annual interest rate
Amountдо 1
Termдо 1 мес.
CurrencyTJS
Payment TypeAnnuity
CollateralNot required
GuarantorNot required
Tawhidbank
Bank
Tawhidbank