
—
per year
1
max. amount
1 мес.
max. term
Description
Islamic consumer financing from Tawhidbank on murabaha principle: the bank purchases goods or an asset at the client's request and resells with a fixed markup in installments. Riba (interest) is completely absent — only a transparent markup. The first and only sharia-compliant bank in Tajikistan.
Loan Conditions
- Loan Amount
- до 1
- Loan Term
- до 1 мес.
- Payment Type
- Annuity
- Collateral
- Not required
- Guarantor
- Not required
- Early Repayment
- Allowed
- Insurance
- Not required
- Disbursement Methods
- To account
Pros & Cons
Advantages
Halal financing without riba — strict compliance with sharia norms
Fixed markup — the overpayment amount is known from day one, with no hidden fees
Disadvantages
Specific markup rates and financing limits are confirmed individually at the branch
Borrower Requirements
Age
from 18 to 65 years
Income Verification
Required
Credit History
Checked
Required Documents
Passport Income Certificate
—
annual interest rate
Amountдо 1
Termдо 1 мес.
CurrencyTJS
Payment TypeAnnuity
CollateralNot required
GuarantorNot required

Bank
Tawhidbank